things you must know about Buildings Combined Insurance

What is Buildings Combined Insurance?

Buildings Combined Insurance insures buildings such as apartments, flats, complexes, shopping centres. This insurance also covers you for outbuildings, gates, fences, sporting and recreational structures, driveways, parking areas and so forth.

Who needs Buildings Combined Insurance?

Property Owners of Industrial and Commercial buildings of ALL descriptions and occupations, Body Corporate, Office Buildings, Residential Flats. Owners run the risk of several things potentially going wrong. One needs to be covered sufficiently.

Why should you take out Buildings Combined Insurance?

Everyone's worst nightmare is for their building to burn down, be flooded or bombarded by weather perils. Costs of rebuilding or fixing properties can be exorbitant and is only truly realised after the tragedy has occurred. Items such as rent, debris removal, architect fees and engineering costs all have to be paid for and if you're not insured, it's going to be paid from your pocket. Realistically we need to add the tendancy for malicious damage and theft too and so the need this insurance becomes obvious. Insurance costs a fraction of the price of replacing or repairing your building.

How much does Buildings Combined Insurance cost?

We have a large book of clients with many different insurance companies, so we will be able to find the most beneficial policy with the cheapest premiums for you.

Typical Claims incurred on Buildings Combined Insurance policies

The most common claims on this policy involves burst geysers & storm and hail damage to the building or fittings e.g carports. We also receive many claims for gate motors and access control systems to the building, caused either by lightening, malicious damage or theft. The most expensive claims are caused by fires and flooding. These can be devastating as they can completely destroy buildings.  Impact from aircrafts or vehicles, water escaping from tanks or pipes as well as subsidence and landslip.

What other insurance should be considered along with Buildings Combined Insurance?

One should consider looking at Personal Insurance, Office Contents Insurance, Business Insurance, Commercial Insurance, Industrial Building Insurance, Property Owners Liability Insurance and Spread of Fire Insurance

GET A QUOTATION:

Click here to send us an e-mail requesting a quote -> insurance@barrington.co.za 

We will e-mail you a quotation as soon as possible.

Contact details will be kept confidential and will not be used in any way other than as described above and will not be shared with any other parties.

Please note that we can only insure in South Africa.